How It Works

At PayDay Online, your loan is just a few clicks away.

Here's how it works:

Step 1: Complete our easy loan application


Our loan application is easy and secure.

Simply complete the online loan application to have money direct deposited into your checking or savings account today. The loan process is 100% electronic and automated. There are no faxing requirements and bad credit, poor credit or no credit loans are available today.

All you need to apply for a loan from PayDay Online is an email address, active checking account, and a job or regular source of income. You must also be at least 18 years old and a US citizen.

Step 2: Receive funds in your account


Upon approval, your cash is directly deposited into your savings or checking account instantly! When due, your advance plus fees are automatically deducted from your bank account by the lender. Getting the cash you need is that easy!